Disclaimer (New Zealand + International)

1. Educational use only

All calculators, audits, dashboards, templates, guides, and written content are provided for general information.

2. No professional relationship / no advice

Nothing on the site creates an accountant–client, adviser–client, or lawyer–client relationship. You should obtain advice from qualified professionals in your jurisdiction before acting.

3. No guarantees

Outputs are estimates based on your inputs and assumptions. Results will vary. We do not guarantee profitability, revenue outcomes, or business success.

4. Liability

To the extent permitted by law,NZ and internationally, we are not responsible for losses arising from reliance on the Services. You use the site at your own risk. This does not limit rights that cannot be excluded by law.